Percentage increases need to be added together first of all and then applied to the stats you get from pure stats like Power (Strength), Agility, Intellect, Wisdom and Stamina., or ofc, All Stats which is all of them.
Stats such as All Atk, Physical Attack, Magic Attack, Max HP are generally not affected by percentage bonuses.
As an example, if you have a title or costume that has 10% Defense on it, you would take the Defense you get from Power and Agility and apply the 10% to that. Any Physical Defense, Magic Defense or All Defense stats you have on gear are not used in the calculation. If they were, percentage bonuses would be completely overpowered since you generally get much higher numbers with those.
As Kage said, it's quite difficult to calculate what you will get because you can't generally see what your base stats are because the character info window shows total stats (the base Agi, Power, Int etc. + things like Physical Attack, Physical Evasion, Magic Evasion, blah blah blah) - so you would need to go through your items and add them together.
The best title depends on what gear you have and how you card it really. I would lean towards Agile for a mail user for PvP.